terms of use

Before using this site and any resources available therein (information, advertising materials, links to external sites), please read the following terms carefully. By using this site, you agree to these terms of use.

Art. 1 – General Conditions

These General Terms of Use govern access to and use of the website.

This website (hereinafter, the “Website”) is owned and operated by the owner ( Gaetano Borgosano ) as indicated in the Contact section and/or in the legal information published on the Website (hereinafter, the “Owner”).

Access to, browsing of, and use of the Website, as well as of the content and services available therein, imply full and unconditional acceptance of these General Terms of Use by the user. If the user does not intend to accept these terms, in whole or in part, they must refrain from using the Website.

The Website is freely accessible, except for any sections, features, or content reserved for registered users or subject to specific access conditions, which will be indicated from time to time. Access to the Website does not establish any contractual, professional, or fiduciary relationship between the user and the Owner, unless expressly provided otherwise.

The user undertakes to use the Website lawfully, correctly, and in compliance with these General Terms, applicable laws, and principles of good faith and fairness.

Art. 2 – Updates to the General Conditions

The Owner reserves the right to modify, update, or supplement, in whole or in part, these General Terms of Use at any time, including as a result of regulatory changes, developments of the Website, or updates to the services offered.

Such changes shall become effective from the date of publication on the Website. Continued access to and use of the Website after publication of the changes implies acceptance of the updated General Terms.

It is the user’s responsibility to periodically review the General Terms in order to stay informed of any updates.

Art. 3 – Intellectual Property

All content on this Website, including but not limited to texts, articles, documentation, images, graphic elements, logos, trademarks, layouts, source code, software, information structures, and any other digital material, is protected by applicable copyright and intellectual property laws.

Unless otherwise stated, such content is the exclusive property of the Website Owner or is lawfully used under licenses, authorizations, or usage rights granted by the respective owners.

The names of companies, trademarks, logos, products, and software mentioned on the Website are the exclusive property of their respective owners.
Their use is solely nominative and descriptive, pursuant to Article 21 of the Italian Industrial Property Code (Legislative Decree No. 30/2005), in compliance with the principles of professional fairness, truthfulness, and non-confusion, and is intended to correctly and transparently identify entities, products, or services related to professional experiences, informational content, analyses, or activities described on the Website.
Such use does not imply or constitute any form of affiliation, approval, partnership, or official sponsorship by the respective owners, unless expressly stated.

Any reproduction, distribution, modification, publication, transmission, or use, in whole or in part, of the Website content for commercial or unauthorized purposes is prohibited without the prior written consent of the rights holder.

The use of brief quotations or excerpts of content is permitted solely for news reporting, criticism, study, or informational purposes, within the limits allowed by law and provided that the source is clearly indicated.

Art. 4 – Use of the Website and User Responsibility

The user undertakes to use the Website and its content lawfully, correctly, and in compliance with applicable laws, these Terms of Use, and the principles of good faith and professional fairness.

Any use of the Website that may cause damage, even indirectly, to the Owner, other users, or third parties is prohibited, including but not limited to use for unlawful, fraudulent, defamatory, discriminatory purposes, infringement of third-party rights, or any use otherwise contrary to the legal system.

The user is solely responsible for any information, content, or data provided through the Website and guarantees that they hold the necessary rights, indemnifying the Owner against any liability, claim, or damage arising from improper, unauthorized, or non-compliant use of the Website.

The content published on the Website is provided for informational, educational, and professional purposes only and does not constitute legal, tax, financial, technical, or other professional advice, unless expressly stated. Users are required to independently verify the accuracy, completeness, and suitability of the information for their specific needs before making decisions or taking actions based on such content.

The Owner does not guarantee that the Website is free from errors, interruptions, or malfunctions and shall not be liable for any direct or indirect damages arising from access to, use of, or inability to use the Website, to the extent permitted by law.

Access to the Website may be suspended, limited, or interrupted at any time, even without prior notice, for technical, security, maintenance reasons, or for violations of these Terms.

Art. 5 – Disclaimer

The content available on the Website is provided “as is” and is intended solely for informational, educational, and professional purposes. While every effort is made to ensure the accuracy and timeliness of the published information, the Owner provides no express or implied warranty regarding the completeness, accuracy, reliability, or suitability of the content for any specific purpose.

The information on the Website does not constitute personalized legal, tax, financial, technical, or professional advice, unless expressly stated. Any decision or action taken by the user based on the published content is undertaken at their own sole responsibility.

The Owner shall not be liable for any direct, indirect, consequential, or other damages arising from access to, use of, or inability to use the Website or its content, to the extent permitted by applicable law.

The Website may contain references to third-party tools, technologies, products, services, or methodologies. Such references do not constitute any guarantee, recommendation, or endorsement by the Owner, who disclaims all responsibility regarding their use, performance, or results.

Art. 6 – Links to Third-Party Websites

The Website may contain hyperlinks to third-party websites, platforms, services, or content, provided solely for informational, reference, or user convenience purposes.

The Owner has no control over third-party content, services, security policies, or operating practices and assumes no responsibility for their availability, accuracy, legality, updating, or functionality.

Access to third-party websites is entirely at the user’s own risk. Users are responsible for reviewing the applicable terms of use, privacy policies, and conditions of such websites. The Owner shall not be liable for any damages, losses, or consequences arising from access to, use of, or reliance on third-party content, products, or services.

The presence of links to third-party websites does not imply any form of approval, affiliation, partnership, sponsorship, or endorsement by the Owner, unless expressly stated.

Art. 7 – Applicable Law and Jurisdiction

These General Terms of Use are governed by and interpreted in accordance with Italian and international law.

Any dispute arising from the interpretation, validity, effectiveness, or use of the Website and these General Terms shall fall under the exclusive jurisdiction of the court of the consumer’s place of residence or domicile, where the user qualifies as a consumer under applicable law.

Where the user does not qualify as a consumer, exclusive jurisdiction shall lie with the court having jurisdiction over the place where the Website Owner is established, unless otherwise mandatorily provided by law.